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7 Reasons For Title Insurance


Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Of course, that leaves us to the ultimate question: Why is it so important? Here are 7 reasons why every homebuyer needs owner’s title insurance.

1.  Protects Your Largest Investments – A home is probably the single largest investment you will make in your life. You insure everything else that’s valuable to you-your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner’s title insurance protects your property rights for as long as you or your heirs own your home.

2. Reduces Your Risk – If you’re buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner’s title insurance policy is the best way to protect yourself from unforeseen legal and financial title discrepancies. Don’t think it will happen to you? Think again. Unexpected title claims include:

  • Outstanding mortgages and judgements, or a lien against the property because the seller has not paid his taxes.
  • Pending legal action against the property that could affect you.
  • An unknown heir of a previous owner who is claiming ownership of the property.

3. You Can’t Beat The Value – Owner’s title insurance is a one-time fee that’s very low relative to the value it provides. The typical cost is around 0.5% of the home’s purchase price.

4. Covers Your Heirs – As long as you or your heirs own your home, owner’s title insurance protects your property rights.

5. Nothing Compares – Homeowners insurance and warranties protect only the structure and belongings of your home. Getting owner’s title insurance ensures your family’s property rights stay protected.

6. 8 In 10 Homebuyers Agree – Each year, more than 80% of America’s homebuyers choose to get owner’s title insurance.

7. Peace Of Mind – If you’re buying a home, owner’s title insurance lets you rest assured, knowing that you’re protected from inheriting any existing debts or legal problems, once you’ve closed on your new home.



As long as you own your home, owner’s title insurance protects your property rights.

Now that’s peace of mind every homebuyer deserves.

If you’re buying a home, call Texas Secure Title at 817-519-8800 or visit our website at


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