Escrow & Real Estate Title

The Title Company is usually ready for closing seven days after the receipt of contract in the Title and Escrow industry. We can close early if all other parties (lender, buyers, sellers) are ready.


The only thing the Title Company needs at closing are the two parties, also their proof of ID and payment. Sometimes the lender may request the buyer bring additional information, or the Title Company or realtor may ask for additional information from the seller.

The HUD-1 Settlement Statement is the form used to show how all money involved in the transaction is collected and distributed.

Yes, unless this is your investment property.

The Title Company needs three things to fund the transaction: signatures on all closing papers, all payment for the transaction, and also an authorization from the buyer’s mortgage company (commonly known as a funding number).

At Texas Secure Title Company, we understand that there are times when a traditional office closing may not be possible, and if you find yourself in such a situation, we are here to help. If a a client requires an off-site title closing, please give us a call or drop us an email and learn how we can help.


The State Board of Insurance, which regulates Title Companies, requires us to cash the earnest money check within three days of its receipt as mentioned.


Within a few hours of receipt of the lender’s closing papers, the Title Company will prepare the HUD-1 Settlement Statement, which shows the final closing figure. Your lender will provide you with a good faith estimate prior to the HUD-1, so you will know approximately the funds you will need to bring to closing.

All checks presented to the Title Company need to be payable to Texas Secure Title Company.

We will accept a personal check for up to $500; anything over that will need to be in the form of either a cashier’s check or a wire transfer.

Typically, you receive the keys at closing and funding. If a lease back option was granted to the seller, the keys will be given to the buyer as outlined in the initial sales contract.

In the Title and Escrow service, the original Deed is e-filed with the County Clerk. The Deed, as a result, will finally be mailed to you within 24 hours of closing.

You must occupy the property on January 1 to file with the county for your Homestead Exemption. Most counties will send you an application form. If you don’t receive this form, call your county’s appraisal district so that you may request it. You can also check out our flyer HERE for specific rules.


Texas Secure Title accepts old surveys with no change to the current house.

No; the Title Company pulls directly from the County all Deed records on your property.

In your thank you packet from the Title Company is a seller pre-closing information form. On this form, you will provide us with information about your lender and finally we will order the payoff statement for you.

Our Title Company standard is to provide your agent a preliminary HUD-1 five business days before closing. This will have the estimated amount you will receive at closing. We will prepare the final HUD-1 upon receipt of the buyer’s Mortgage Company closing papers.

In the Title and Escrow industry, upon closing and funding, the Title Company cuts all checks to all parties involved in the transaction.

Not typically so. Please discuss with your agent how the key transfer will take place.

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