Our service, your satisfaction.
Contact Us: 817.519.8800
Toll Free: 844.519.8800

Frequently Asked Questions

At Texas Secure Title Company, we understand that you have questions: Your property may be the single largest investment you make, and we want you to know that we are here to help.

We have compiled a list of the most commonly asked questions and answers presented during our years associated with our title and escrow company.

The following title and escrow FAQs are by no means all of the questions, so if you have something on your mind, just give us a call or drop us an email using the contact-us form on this website and let us put your mind at ease.

Escrow and Real Estate Titling Overview Questions

Can I close early?
The Title Company is usually ready for closing seven days after the receipt of contract. We can close early if all other parties (lender, buyers, sellers) are ready.

Do I need to bring anything to the closing?
Generally, the only thing the Title Company needs at closing are the parties involved, their proof of ID and payment. Sometimes the lender may request the buyer bring additional information, or the Title Company or realtor may ask for additional information from the seller.

What is a HUD-1 Settlement Statement?
The HUD-1 Settlement Statement is the form used to show how all money involved in the transaction is collected and distributed.

Will my spouse need to be at the closing?
Yes, unless this is your investment property.

What does the Title Company need to fund the transaction?
The Title Company needs three things to fund the transaction: signatures on all closing papers, all payment for the transaction, and authorization from the buyer’s mortgage company (commonly known as a funding number).

Do you offer off-site closing?
At Texas Secure Title Company, we understand that there are times when a traditional office closing may not be possible, and if you find yourself in such a situation, we are here to help. If you have a client that requires an off-site title closing, please give us a call or drop us an email and learn how we can help.

Buyer FAQ

Are you buying a home? Do you have questions about house title insurance? Do you understand the escrow agreement? Get the answers here.

Will my earnest money check be cashed?
The State Board of Insurance, which regulates Title Companies, requires us to cash the earnest money check within three days of its receipt.

When will I know how much money I will need to bring to closing?
Within a few hours of receipt of the lender’s closing papers, the Title Company will prepare the HUD-1 Settlement Statement, which shows the final closing figure. Your lender will provide you with a good faith estimate prior to the HUD-1, so you will know approximately the funds you will need to bring to closing.

Who do I make my check payable to?
All checks presented to the Title Company need to be payable to Texas Secure Title Company.

Does the Title Company accept personal checks?
We will accept a personal check for up to $500; anything over that will need to be in the form of either a cashier’s check or a wire transfer.

When do I get my keys?
If a seller’s temporary lease back is not involved, the keys are given upon closing and funding. If a lease back option was granted to the seller, the keys will be given to the buyer as outlined in the initial sales contract.

When will I get my Deed?
After closing and funding, the original Deed is e-filed with the County Clerk. The Deed will then be mailed to you within 24 hours of closing.

When do I file for my Homestead Exemption?
You must occupy the property on January 1 to file with the county for your Homestead Exemption. Most counties will send you an application form. If you don’t receive this form, call your county’s appraisal district to request it.

Seller FAQ

Are you selling your home? Do you have questions about title company fees? Do you know how the title will transfer? Get the answers here.

Can I use my old survey?
Our Title Company will accept an existing survey of any age as long as no changes have been made to the property.

Do I need to give my original Deed to the Title Company?
No; the Title Company pulls directly from the County all Deed records on your property.

Do I need to order a payoff statement from my mortgage company?
In your thank you packet from the Title Company is a seller pre-closing information form. On this form, you will provide us with information about your lender and we will order the payoff statement for you.

When will I know how much money I will receive at closing?
Our Title Company standard is to provide your agent a preliminary HUD-1 five business days before closing. This will have the estimated amount you will receive at closing. The final HUD-1 will be prepared upon receipt of the buyer’s Mortgage Company closing papers.

When will I receive my check?
Upon closing and funding, the Title Company cuts all checks to all parties involved in the transaction.

Do I need to bring all my keys and garage door openers to closing?
Not typically. Please discuss with your agent how the key transfer will take place.

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Our Happy Clients

  • I have known Lisa Harvell for several years and can attest that she is the consummate professional ! With her years of experience in the Title business, she has the knowledge and expertise to know the solution to almost any issue that may come up in a closing. When my clients closed a real estate transaction with her, everything went so smoothly we never had to worry about any detail being overlooked or forgotten. Lisa and I also worked closely together as officers in the local chapter of Women’s Council of Realtors, where she was so highly regarded that she was selected Affiliate of the Year. I would highly recommend Lisa to anyone who has need of Title Company services."—Janna Schick – Realtor – Briggs Freeman Sotheby’s International
  • Lisa is a leader in her industry, she has always gone above and beyond the call of duty for myself and my clients. I highly recommend Lisa Harvell for all of your Title needs."—BILL FIFE – Broker/Owner – FIFE & ASSOCIATES REALTY
  • Texas Secure Title is the only title company I use. They get every file done way ahead of time, so there aren’t any surprises. They make it convenient for me with mobile closings, and all of their staff is very helpful and supportive. If you’re looking for a title company, look no further. You won’t be disappointed!” —Clint Crawford, JC Homes LLC
  • Texas Secure Title Company provides truly great service!! Being a Real Estate Professional with over 10 years of experience I've had to deal with many in the title industry, and in my opinion in terms of excellent service, they exceed. They are professionals who treat your clients and other real estate professionals exceptionally well. They have great attorneys when needed and their entire support team is top notch! Living and working here in the DFW-area I'm glad they are here!”—Jean Sullivan, RJSU Properties, Inc.
  • We don’t get this type of service from anyone else –YOU'RE THE BEST!!!” —Shirley Bishop, Mortgage Processor, First Financial Bank, NA
  • I use Texas Secure Title for all types of residential real estate transactions. I have found them to be fast, accurate, and always reliable on dozens of purchases and refinances. I have had a great closing experience with all of the officers at Texas Secure, but I always request Amanda. She is very responsive and knowledgeable when I have a unique situation, and the information she shares at the closing table is a great value to my clients.” —Mike Gandy/VP, Commercial Bank of Texas N. A.
  • Our business is buying, renovating and selling houses. It is critical that our real estate title and legal work be timely, consistent, and competent. Our buyers and sellers rely on us for trouble-free transactions. We rely on Texas Secure Title. They are one of our competitive advantages. Many of our purchase transactions are complex, and even in those circumstances we've never had a problem."—Joel
  • I would describe them as #1 in overall customer service. They take it to a whole new level, beginning with an introductory and informational email to my clients. They promptly answer any and all questions, pick up checks for me and provide me with the information I need to review in advance of closing, rather than the day of. I have yet to come across another title company that offers so many services and treats their clients with such high regard.” —Shaylah Coogan
  • I wouldn't let anyone else close my properties. I know that Gretchen and her team always have my best interest in mind, and they always put the client first above anything.” —Jewel Johnson
  • The closing team always finds a way to get things done. They are available to talk to my clients at any time and explain what is going on, and at the end of the day, after closing, they deliver my check right to my door.” —Scott Killian
  • I chose them as my designated closing team because of their knowledge of the process, their wonderful customer service, and their ability to work with me as part of my team to complete the sale of the client's home. They understand the importance of first impressions, from answering the phone to getting needs met. I have full confidence in anything I bring to them, and I know that my clients are in safe hands.” —DeDe Galindo
  • This team is amazing! They are always available for questions, and they truly make you feel special. Their service is outstanding, and they keep their deadlines and their word. They are great at making everyone feel very welcomed when they come to close, and you can tell they are happy you are there. You get an upbeat feeling when you close with them that you don't get everywhere. I can't say enough about them – amazing service, great attention to detail. They go above and beyond.” —Lori Solecki

Our Locations

1301 S. Bowen Road, Suite 310
Arlington, TX 76013
Phone: 817-519-8804

1308 Glade Road, Suite 100
Colleyville, TX 76034
Phone: 817-519-8802

2770 Main Street, Suite 278
Frisco, TX 75033
Phone: 214-817-0802

Fort Worth
2800 S. Hulen, Suite 203
Fort Worth, TX 76109
Phone: 817-519-8803

6401 W. Eldorado Parkway, Suite 202
McKinney, TX 75070
Phone: 214-817-0802

North Dallas
17218 Preston Road, Suite 4300
Dallas, TX 75252
Phone: 214-817-0801

North Richland Hills
7000 NE Loop 820
North Richland Hills, TX 76180
Phone: 817-519-8802

5123 E I-20 Service Rd North
Willow Park, TX 76087
Phone: 817-519-8803

Hurst - Service Center
8701 Bedford Euless Road, Suite 200
Hurst, TX 76053
Phone: 817-519-8800

Renfro Hausheer, PLLC Fee Attorneys
2735 Villa Creek Dr., Suite 140
Farmers Branch, TX 75234
T: 972.708.4425 | F: 972.521.6413

To make the process that much easier for you, we are happy to go right to your location to conduct a closing!