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All Eyes on the First-Time Homebuyer

2015 began rather sluggishly for residential markets, compared with the burst of activity in the final months of 2014. Closing activity is still far ahead of this time last year, but continues to be hindered by the gradual recovery of the economy. While severe weather nationwide certainly had an impact on first-time buyer activity – an annual pace of just 4.8 million sales – there are other factors, apart from a stormy spring, that could be restricting home sales.

For starters, first-time buyers are not overly excited by their choices. In many cities, inventories are falling, pushing up competition and prices in desirable areas. The supply of homes nationwide fell in January for the second month straight on a year-over-year basis, after having risen for 16 straight months. Levels are now far below what the market needs to motivate buyers and keep prices from rising too quickly.

Not all is grim, however. Demand for new construction is on the rise and the need for labor along with it. Homebuilders in search of skilled labor will find it in abundance as workers leave the slowing oil industry for construction jobs, which are now experiencing wage hikes. As a result, the market may see a 30% increase in new-home sales this year alone.

Second, there could be a change in lifestyle as millennials forgo purchasing a home in favor of renting. Homeownership rates, now at 64%, are at their lowest in the last two decades. This may have more to do with economic realities than lifestyle choices, though. More millennials than ever are living with their parents as they pay off student loans and struggle to find good-paying jobs.

But all this is not without hopeful signs, as well. Jobs and wages are steadily improving and mortgages are slowly becoming easier to acquire. These trends, combined with the prospect of a rise in home construction amid the strengthening economy and low interest rates, offer an optimistic outlook for first-time homebuyers in 2015.





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Our Happy Clients

  • I have known Lisa Harvell for several years and can attest that she is the consummate professional ! With her years of experience in the Title business, she has the knowledge and expertise to know the solution to almost any issue that may come up in a closing. When my clients closed a real estate transaction with her, everything went so smoothly we never had to worry about any detail being overlooked or forgotten. Lisa and I also worked closely together as officers in the local chapter of Women’s Council of Realtors, where she was so highly regarded that she was selected Affiliate of the Year. I would highly recommend Lisa to anyone who has need of Title Company services."—Janna Schick – Realtor – Briggs Freeman Sotheby’s International
  • Lisa is a leader in her industry, she has always gone above and beyond the call of duty for myself and my clients. I highly recommend Lisa Harvell for all of your Title needs."—BILL FIFE – Broker/Owner – FIFE & ASSOCIATES REALTY
  • Texas Secure Title is the only title company I use. They get every file done way ahead of time, so there aren’t any surprises. They make it convenient for me with mobile closings, and all of their staff is very helpful and supportive. If you’re looking for a title company, look no further. You won’t be disappointed!” —Clint Crawford, JC Homes LLC
  • Texas Secure Title Company provides truly great service!! Being a Real Estate Professional with over 10 years of experience I've had to deal with many in the title industry, and in my opinion in terms of excellent service, they exceed. They are professionals who treat your clients and other real estate professionals exceptionally well. They have great attorneys when needed and their entire support team is top notch! Living and working here in the DFW-area I'm glad they are here!”—Jean Sullivan, RJSU Properties, Inc.
  • We don’t get this type of service from anyone else –YOU'RE THE BEST!!!” —Shirley Bishop, Mortgage Processor, First Financial Bank, NA
  • I use Texas Secure Title for all types of residential real estate transactions. I have found them to be fast, accurate, and always reliable on dozens of purchases and refinances. I have had a great closing experience with all of the officers at Texas Secure, but I always request Amanda. She is very responsive and knowledgeable when I have a unique situation, and the information she shares at the closing table is a great value to my clients.” —Mike Gandy/VP, Commercial Bank of Texas N. A.
  • Our business is buying, renovating and selling houses. It is critical that our real estate title and legal work be timely, consistent, and competent. Our buyers and sellers rely on us for trouble-free transactions. We rely on Texas Secure Title. They are one of our competitive advantages. Many of our purchase transactions are complex, and even in those circumstances we've never had a problem."—Joel
  • I would describe them as #1 in overall customer service. They take it to a whole new level, beginning with an introductory and informational email to my clients. They promptly answer any and all questions, pick up checks for me and provide me with the information I need to review in advance of closing, rather than the day of. I have yet to come across another title company that offers so many services and treats their clients with such high regard.” —Shaylah Coogan
  • I wouldn't let anyone else close my properties. I know that Gretchen and her team always have my best interest in mind, and they always put the client first above anything.” —Jewel Johnson
  • The closing team always finds a way to get things done. They are available to talk to my clients at any time and explain what is going on, and at the end of the day, after closing, they deliver my check right to my door.” —Scott Killian
  • I chose them as my designated closing team because of their knowledge of the process, their wonderful customer service, and their ability to work with me as part of my team to complete the sale of the client's home. They understand the importance of first impressions, from answering the phone to getting needs met. I have full confidence in anything I bring to them, and I know that my clients are in safe hands.” —DeDe Galindo
  • This team is amazing! They are always available for questions, and they truly make you feel special. Their service is outstanding, and they keep their deadlines and their word. They are great at making everyone feel very welcomed when they come to close, and you can tell they are happy you are there. You get an upbeat feeling when you close with them that you don't get everywhere. I can't say enough about them – amazing service, great attention to detail. They go above and beyond.” —Lori Solecki

Our Locations


Arlington
1301 S. Bowen Road, Suite 310
Arlington, TX 76013

Colleyville
1308 Glade Road, Suite 100
Colleyville, TX 76034

Frisco
2770 Main Street, Suite 278
Frisco, TX 75033

Fort Worth
2800 S. Hulen, Suite 210
Fort Worth, TX 76109

McKinney
6401 W. Eldorado Parkway, Suite 202
McKinney, TX 75070


North Dallas
17218 Preston Road, Suite 4000
Dallas, TX 75252

North Richland Hills
7000 NE Loop 820
North Richland Hills, TX 76180

Hurst - Service Center
8701 Bedford Euless Road, Suite 200
Hurst, TX 76053

T: 817.519.8800 | F: 817.519.8801
Toll Free: 844.519.8800
title@texassecuretitle.com